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Payday loans are short-term loans originally made to tide people over till payday.

The cash is paid directly into your money, and you pay back in full with interest and charges - at the end from the month.

What all these lending options have in accordance is that they are high price and immediate, and often for the purpose of small amounts.

Progressively though, you are able to borrow longer periods - typically 3 months (but longer loans are available) and repay in instalments.

An online payday loan is costly and could make your situation even worse if you can’t afford to pay it back promptly. You need to be cautious before selecting one.

Normally you possess until pay day to repay your mortgage plus curiosity, although some short term lenders allow you to choose the repayment period.


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